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Medicare Physical Exam

Medicare Prescription Drug Benefit Improvement and Modernization Act of 2003 has expanded Medicare's covered services in the prevention of chronic disease This benefit, also referred to as the "Welcome to Medicare" visit, is an excellent way for new Medicare beneficiaries to get information on health screenings and vaccinations, as well as to talk with their health care provider about their medical history and how to stay healthy. All beneficiaries enrolled in Medicare Part B with effective dates that begin on or after January 1, 2005, will be covered for this benefit. You can only take advantage of this one-time visit within your first six months of Medicare Part B coverage, so it is important that you make an appointment with a health care provider right away. The "Welcome to Medicare" visit enables your health care provider to comprehensively review your health, to identify risk factors that may be associated with various diseases, such as diabetes, and to de...

Avoiding the Pitfalls of Medicare Part D

With so much in the news about Medicare Part D, it may be difficult to figure out fact from fiction with the medicare drug plan. Here are a few tips to help you avoid some of the pitfalls of Medicare Part D: 1. Many insurance companies offering Medicare Part D are also offering free informational sessions. It's a good idea to attend these sessions, but also be aware of the sales pitch. You will get information about Medicare Part D that will enhance your own search. Don't stop with the informational session - look for yourself. 2. When choosing a Part D plan, it is not a sure thing that the Plan your friends and family are on will also be right for you. Medicare Part D is truly individualized based on the medications that you take 3. Some pharmacies are "suggesting" that one of the plans that the pharmacy prefers will be the right one for you, and "recommend" that you just go with one of them. However, pharmacies cannot recommend Medicare Part D plans. Going...